A High Quality Workforce Deserves High Quality Investments
Asking your employees to trust you with their financial future is a big responsibility. But the burden becomes much easier to shoulder if the investments you’re providing are of sound quality and diverse origin.
At Prudential Retirement®, we provide a full range of asset allocation solutions to help employees grow their assets, protect their income stream from downside risk and guarantee income for life.
What You Get When You Choose Prudential
A company ranked #1 in Stable Value assets with over 40 years of experience in the that market1
A leading worldwide institutional money manager1
A partner with more than $1.2 Trillion in assets under management — including more than $59 Billion in public sector retirement plans1
The flexibility to invest in outside mutual funds traded by the National Securities Clearing Corporation (NSCC)
Provide employees with quality asset allocation solutions
Add a guaranteed lifetime income solution
An employee chooses the fund aligned to their planned retirement date, and the fund reallocates assets along the way.
Utilizing the employee's risk tolerance, time horizon and your plan’s underlying investments, the program automatically adjusts and rebalances allocations over time.2
Each employee gets a personalized retirement strategy, discretionary asset management and ongoing oversight from an investment professional.
A guaranteed lifetime income solution works with your employees' chosen asset allocation solution to protect their retirement income from downside risk. Once retired, they’re guaranteed an income stream for life, which can make for a pension-like experience.3
The target date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target date funds will become more conservative as the target date approaches by lessening the equity exposure and increasing the exposure in fixed income type investments. The principal value of an investment in a target date fund is not guaranteed at any time, including the target date. There is no guarantee that the fund will provide adequate retirement income. A target date fund should not be selected based solely on age or retirement date. Participants should carefully consider the investment objectives, risks, charges and expenses of any Fund before investing. Funds are not guaranteed investments and the stated asset allocation may be subject to change. It is possible to lose money by investing in securities, including losses near and following retirement.
- Pensions & Investments 2015 Money Manager Survey, May 2015.
- Keep in mind that application of asset allocation and diversification concepts does not assure a profit or protect against loss in a declining market. It is possible to lose money by investing in securities.
- An additional fee of about 1% will apply to those assets.